Ready to flee the nest? Sick of renting? Maybe you’ve recently separated? Meet HomeStart Finance.
It’s the great Australian dream to own your own home but sometimes a dream can seem like just that — wishful thinking.
If you want to buy, build or refinance, you need to know about HomeStart Finance. They’re all about getting South Australians into their very own home sooner and they take away the jargon and overwhelming info, helping to make your dreams come true.
How can they help?
HomeStart takes the stress out of getting into the market (or rejigging your situation) with a range of innovative home loans that can reduce your upfront costs and increase your borrowing power. With the know-how to access grants, they’ve got options and will help you find the shoe that fits.
Brick by brick
Thought about building your dream home? In fact, finding your patch of land and laying the bricks and mortar just the way you want may be more accessible than you think. It’s an appealing way to go when these guys offer loans with as little as three-percent deposit* and options to make no loan repayments for the first nine months or until your house is built, whichever comes first. They can even help toward the dreaded stamp duty costs through the Starter Loan, providing up to $10,000 interest-and repayment-free for five years.
Buy your own home
One of the most daunting things about getting into the property market is having enough for the deposit and upfront costs. These guys are unique in the market — they can help get you started with as little as a three-percent deposit* for an established home, so you’re off and running before you know it. They also have flexible interest rates and repayment options, so you can buy, build, refinance or secure a piece of land and build down the track.
Graduate with flying colours
Whether you’ve got your head buried in the books or have already obtained your certificate III or higher, it’s about to pay off in more ways than one. The Graduate Loan helps you get into the real estate market when you’ve worked hard for your qualifications. With as little as three percent deposit* to buy or build, you’ll be taking selfies in front of the ‘sold’ sign or engaging your builder before you know it.
*Deposits do not include upfront costs and approval of a loan is subject to HomeStart Finance terms. Conditions, fees and eligibility criteria apply.